3 Months Payment Calculator
Loans without credit verification
Loan Amount
$1,000.00
Term
3 Months
Estimated APR
35.6%
Monthly Payment
$353.30
Total Interest
$59.90
Total Repayment
$1,059.90
Compare rates from multiple lenders • No impact on credit score
Month-by-month breakdown of your loan payments
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $353.30 | $323.63 | $29.67 | $676.37 |
| 2 | $353.30 | $333.23 | $20.07 | $343.14 |
| 3 | $353.30 | $343.12 | $10.18 | $0.02 |
When considering a $1,000 no credit check loan in California, it's important to understand how your monthly payments are calculated. The estimated monthly payment of $353.30 is based on an APR of 35.6%, which is typical for no credit checkborrowers in the current market.
Over the 3 months term, you'll pay a total of $1059.90, which includes $59.90in interest charges. The amortization schedule above shows exactly how each payment is split between principal and interest, helping you understand how your loan balance decreases over time.
The figures shown above are estimates for illustrative purposes only and do not constitute a loan offer or guarantee of terms. Actual rates, terms, and monthly payments may vary based on your creditworthiness, lender policies, and state regulations. APR estimates are based on typical market rates for the selected credit category. Always review and compare multiple loan offers before making a financial decision.